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Not everyone wants to discharge all their debts. Sometimes, people want to pay all their debts, but there just isn’t enough money to pay everyone all at once.

For those people, bankruptcy can still be an answer. A chapter 13 bankruptcy forces your creditors into being paid off over three to five years. In other words, you do not need to come up with thousands immediately to pay everyone now. Instead, the payments are spread in manageable monthly amounts over years instead of days. Bankruptcy can turn a huge problem into an affordable payment plan.

Often, even the cost of filing your case and of your attorney can be paid in affordable payments after the bankruptcy is filed. I just filed a chapter 13 bankruptcy for no money down for one of my clients.

Sounds interesting? Want to know more? Subscribe to this blog or call me for an appointment today!

Luke McCarthy
Hartwell Failey & McCarthy PLC
233 Fulton St. E, Ste 104
Grand Rapids, MI 49546
(616) 965-1088